Chief Credit Officer  at UBA Tanzania

Job title

Chief Credit Officer

Department

Credit

Name

Job objective(s)

• Ensure protection of the Bank’s credit risk assets through providing a secure but flexible framework.
• Ensure compliance with Regulatory guidelines regarding Credit Risk within the country.

Duties and responsibilities

• Supervise development of clear credit policy guidelines with associated procedural and process manuals ensuring alignment with the credit policies of the the country.
• Make sure Credit awareness is high bank-wide through periodic training and testing.
• Ensure nominated credit officers execute assigned functions appropriately.
• Maintain a high quality credit portfolio, based on internationally accepted risk rating models, which is adequately secured and provides appropriate returns for risk accepted.
• Utilize credit software to ensure credit cycle is compliant with policy from Target Market Definition, extension and availment of credits and ongoing monitoring up till collection.
• Limit credit infarctions by applying approved sanctions on defaulting officers.
• Ensure high Credit Admin standards with suitable archiving and reporting systems.
• Ensure development of Product Programs which addresses key marketing initiatives while maintaining security for the Bank.
• Identify causes of credit failures and disseminate within the country to prevent recurrence.
• Communicate regularly with Bank staff regarding policy changes, process improvement initiatives etc.
• Ensure compliance with regulatory guidelines within the region to protect Bank from sanctions.
• Ensure responses to internal and external queries fall within agreed turn around time.
• Supervise the activities of the Credit analysis structuring & product programmes, Credit administration/monitoring, recovery and remedial functions.
• Any other duties as assigned by immediate supervisor.

Key performance indicators

• Ensure responses to internal and external queries fall within agreed turn around time.
• Effectiveness of Policies and processes developed in limiting credit defaults.
• Net Recoveries Vs Budget.
• Percentage of non-performing loans to the total loans approved.
• Number of recurring audit exceptions.
• Turnaround time of credit processing and approval.
• Minimum loan loss provision.
• Compliance with internal and external policies.
• Level of customer satisfaction.

First degree in a relevant discipline; (MBA, MSC, MA, ML and/or Professional Qualifications compulsory).

Experience: 10 years relevant banking experience; 15 years non-banking but related experience.

Key competency requirements

Knowledge

• Proficiency in Credit Structuring.
• Relationship Management experience.
• Product Development.

Skill/Competencies

• Professional disposition.
• Strategy formulation & Business Awareness.
• Creativity & Innovation.
• Resource Management.
• Delegation & Empowerment.
• Ability to Inspire & Manage Change.
• Analytical Thinking.
• Decision Making.
• Problem Solving.
• Diversity Management.
• Interrogatory skills.
• Communication skills.
• Fraud Detection & Control.
• Internal Audit practice.
• Accounts Management.
• Analytical and Investigation Skills.
• Auditing Skills.
• Accounting Skills.
• Comprehensive Banking Operations (Domestic and Foreign) Skills.
• Comprehensive Treasury skills.

Reporting relationships

Functionally reports to: MD/CEO

Administratively reports to: MD/CEO

Supervises

• Credit analysis structuring and product programmes.
• Credit Administration, Monitoring & reporting.
• Recovery and Remedial.

Job holder

Job holder: Abubakar Juma Adam

Sign:

Date:

Supervisor

Supervisor: Olugbenga Makinde

Sign:

Date:

Application instructions

Applications must be channeled through recruitment.tanzania@ubagroup.com.

Subject title: Application for CHIEF CREDIT OFFICER

Please attach your:

• Cover letter
• CV
• All Academic Certificates

Only shortlisted candidates will be contacted.

Deadline: 9th August 2026

Software Developer  at UBA Tanzania

Reporting line

Head of IT

Job overview

As a versatile professional in the role of Software Developer, you will be a pivotal member of our team, contributing to both the technical development and strategic planning of software solutions.

Key responsibilities

1. Software development

• Write efficient and maintainable code, actively contributing to the development of software solutions.
• Collaborate with cross-functional teams to understand and implement project requirements.
• Conduct code reviews, ensuring code quality and adherence to standards.

2. Business analysis

• Engage with business stakeholders to gather, analyze, and document comprehensive business requirements.
• Translate business needs into technical specifications, creating user stories and detailed requirement documents.
• Facilitate effective communication between business and technical teams.

3. Collaboration and communication

• Work closely with product managers, designers, and other developers to ensure alignment with project goals.
• Bridge the gap between technical and non-technical stakeholders, conveying complex concepts in a clear and understandable manner.

4. Quality assurance

• Participate in the testing and debugging of software applications, ensuring they meet business requirements.
• Contribute to user acceptance testing, validating that solutions align with business needs.
• Continuous Improvement and Learning: Stay informed about industry trends, best practices, and emerging technologies.
• Identify opportunities for process improvements, efficiencies, and contribute to the continuous improvement of our development practices.

KPI

• Secure Coding Practices: Follow secure coding guidelines to prevent vulnerabilities.
• Code Quality: Write clean, efficient, and maintainable code.
• Timely Delivery: Complete assigned tasks and projects on schedule.
• Requirement Accuracy: Implement features correctly with minimal rework.
• Collaboration & Communication: Work effectively with cross-functional teams.
• Continuous Improvement: Contribute to process improvements and adopt new technologies.
• Code Repository Management: Maintain organized, up-to-date code in version control systems.

Qualifications

• Bachelor’s or Master’s degree in Computer Science, Software Engineering, Business Administration, or related field.
• Strong proficiency in one or more programming languages (e.g., Java, Python, C#).
• Experience in software development and business analysis within a collaborative environment.
• Solid understanding of data structures, algorithms, and software design principles.
• Excellent analytical, problem-solving, and communication skills.
• Familiarity with agile methodologies is a plus.

Job holder acknowledgment

have read and understood my job descriptions, and I hereby promise to deliver accordingly.

Application instructions

Applications must be channeled through recruitment.tanzania@ubagroup.com.

TL, IT & Digital Banking Control  at UBA Tanzania

Job description

Job title

TL, IT & Digital Banking Control

Division

Group Information Security & Control

Department/Unit

IT & Digital Banking Control

Job objective(s)

• To ensure early detection and prevention of security risks and vulnerabilities within critical IT Resources in the Bank.
• To provide Control Counseling, Advisory and Decision Support Service including risk-based performance management on emerging threats to the activities in the Bank.
• To create and improve homogenous Information Security Culture in all functions that aligns with the Bank’s Control and business objectives.
• To foster Regulatory Compliance of IT Infrastructures and adaptability of global best practices without undue exposure to all known vulnerabilities.
• Strong relationship building.

Duties and responsibilities

a. Ensure Policy/Procedure/Regulatory Compliance.

b. Build strong KYC compliance environment in ICT, Business Software Support, E Business and Channels Support functions.

c. Ensure strict compliance with the Bank’s logical access controls and Information Security policies in the day-to-day activities of all Users in the Bank.

d. Ensure that all outsourced IT User functions are properly executed in line with Service Level agreements and the Bank’s Information Security policies.

e. Ensure that Users of all critical and vital applications in the Bank are effectively reviewed and monitored.

f. Ensure prompt resolution of all open issues in the Audit Report, Management letter, Regulatory Examiners Report and other Statutory Examiners Report relating to IT and systems.

g. Conduct comprehensive risk assessments covering the design, implementation and operation of all the Bank’s E-Channels products to ensure that all key risks are identified/assessed and appropriate controls recommended and implemented.

h. Perform periodic technical security assessments of all E-Channels products platforms, applications and databases.

i. Participate in user acceptance testing (UAT) for new E-Channels, Collection platforms and enhancements to existing products.

j. Review of all Automated Income lines as may be assigned by Head Internal Control.

k. Ensure prompt and qualitative rendition of relevant Assessment and Compliance reports to the Head, Internal Control including the Monthly Reports and Ad-hoc.

Key performance indicators

a. Zero Tolerance for Operational/Fraud Loss.

b. Quantum of undetected regulatory/statutory infractions.

c. Quantum of undetected internal policy and procedure infractions.

d. Quality and Timeliness of losses and loss events reporting in processing areas.

e. Magnitude of IT related Regulatory sanctions.

e. Audit rating of Logical Access Controls and IS Quality Assurance.

f. Integrity of the logical access database.

g. Promptness, Accuracy and Validity of Exception Reporting/Rendition of all Activity reports.

h. Exceptions observed in peer review, control adequacy checks and other Information Security & Quality Assurance checks administered on the unit.

i. Gaps between the prescribed TAT and actual service delivery period.

Job requirements

Education: Minimum of First Degree or equivalent in Business Information Systems, Computer Science, or Computer Engineering.

Certification: Added advantage in any related certifications such as CISA, CISSP, CRISC, ISO 27001, CISCO, ITIL, PCI DSS.

Experience: One to two (1-2) years cognate experience.

Key competency requirements

Knowledge

• Basic and Intermediate Banking Operations knowledge.
• IT Fraud and Operational risk knowledge.
• Systems Security Policy, Statue and Regulation interpretation/implementation.
• Revenue assurance and Product Knowledge.
• Detailed and Extensive Working Knowledge of Microsoft word, Excel and power point, Intranet Mailing facility and the core & ancillary banking applications deployed by the bank.

Skill/Competencies

• Analytical and Investigation Skills.
• Auditing Skills.
• Basic and Intermediate Banking Operations Skills.
• Computer Assisted Audit Techniques Skills (CAAT).
• Comprehensive Information System Control Skills.
• Comprehensive Information System Audit Skills.
• Oral and written Communication Skills.
• Tactical Skills.

Reporting relationships

Functionally reports to: HEAD, INTERNAL CONTROL

Job holder supervisor:

Application instructions

Applications must be channeled through recruitment.tanzania@ubagroup.com.

Subject title: Application for TL, IT & DIGITAL BANKING CONTROL

Please attach your:

• Cover letter
• CV
• All Academic Certificates

Only shortlisted candidates will be contacted.

Deadline: 9th August 2026