Credit MI & Reporting Analyst at NMB Bank
Job Location :
Head Office
Job Purpose:
To execute in-depth quantitative analysis and reporting of the banks
loan portfolio, market trends, and risk metrics. This role is
responsible for generating accurate, timely credit reports and
translating complex data into actionable recommendations that support
management decisions, enhance loan portfolio quality, and mitigate
credit risk exposure.
To participate fully in various credit related projects including system
implementation / enhancements and automation, new credit product
designing, CRB services, Credit Scoring Tools, IFRS9 assessment,
validation and reporting, etc.
Main Responsibilities:
Provide continuous professional support and strategic input to ensure
the comprehensive planning, approaches, and strategies necessary for
improving loan portfolio quality.
Identify, model, and analyze credit risk hotspots, providing critical
analytical updates on internal and external factors (macroeconomic and
market trends) influencing NMB’s portfolio performance and the wider
banking industry to effectively mitigate credit risk exposure.
Drive efficiency in lending and portfolio management by actively
participating in and leading various credit-related projects, system
enhancements, and automation initiatives.
Prepare and ensure timely completion of all essential credit-related
reports for regulatory bodies and internal management committees (e.g.,
LPQ, Watch-list, BCC). This includes monthly credit performance,
PAR/NPL, and IFRS 9 impairment/provision reports.
Provide support on the entire IFRS 9 impairment process and all related
issues during the preparation of month-end financial reports and
disclosures.
Manage Credit Reference Bureau (CRB) services for the bank, guaranteeing
full compliance with BOT regulatory requirements, which encompasses
monthly data submission, data quality improvement, system enhancements,
training, and effective handling of disputes and queries.
Participate in addressing all credit-related issues arising from internal and external audits/examinations.
Serve as the key resource for providing required credit reports and
information to all internal stakeholders (including Credit, SAM,
Business, Finance, Treasury, Strategy, and Internal Audit) and external
partners (BOT, Government Instructions).
Efficiently handle and resolve complex credit-related queries from both internal and external customers.
Deliver comprehensive credit skills training to key staff across the
network to significantly enhance efficiency, control, and internal
capacity across the credit function.
Execute any other specific tasks and duties integral to the Credit Management Information (MI) role.
Knowledge and Skills:
Excellent understanding of credit and associated risks
Proper understanding of new credit impairment models in line with IFRS9 requirement
Proper knowledge of Bank’s products, policies/ procedures and best practices in the banking industry.
Technical – Core Banking System (Flexcube) and computer applications.
Behavioral – Analytical numerals, critical thinking, communications and presentation skills, persuasiveness, self-directed work.
Qualifications and Experience:
Bachelor’s Degree in Commerce, Economics, Finance, Business or related fields.
At least 3 years’ proven experience in a credit MI related role.
NMB Bank Plc is an Equal Opportunity Employer. We are committed to
creating a diverse environment and achieving a gender balanced
workforce.
Female candidates and people living with disabilities are strongly encouraged to apply for this position.
-NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it.
Only shortlisted canddiates will be considered.
Job opening date : 30-Mar-2026
Job closing date : 13-Apr-2026